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Agentic AI

Agentic Claims

Agentic Claims

Coordinate AI agents across the full claims lifecycle, from first notification of loss to settlement, with no handoff gaps, consistent decisions and full auditability.

Agentic AI on Laptop with workflow
Agentic AI on Laptop with workflow
Agentic AI on Laptop with workflow

What is Agentic Claims?

What are Assessor
& Triage Agents?

A coordinated system of AI agents that handles the complete claims lifecycle: intake, document processing, assessment, and adjudication, without manual handoffs between steps.

Each agent specialises in its task and passes structured, validated outputs to the next. The result is faster cycle times, fewer touch points, lower leakage and a consistent, auditable decision record from FNOL to settlement.

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Faster Intake. Leaner Operations. Lower Leakage.

Faster Turnaround

Up to 95% reduction in FNOL handling time through conversational AI with structured, validated outputs.

Faster Turnaround

Up to 95% reduction in FNOL handling time through conversational AI with structured, validated outputs.

Lower Leakage

Up to 2 to 3% improvement in technical margins through proactive fraud detection.

Lower Leakage

Up to 2 to 3% improvement in technical margins through proactive fraud detection.

Effort Savings

Over 80% effort reduction through multi-agent reasoning and automated routing.

Effort Savings

Up to 2–3% improvement in margins through proactive FWA detection.

Consistent Decisions

Every claim assessed against the same rule set, with full evidence chains and routing justification.

Consistent Decisions

Every claim assessed against the same rule set, with full evidence chains and routing justification.

End-to-End Claims Orchestration, Agent by Agent

Multi-agent Reasoning with Full Control over Rules and Scoring

Claims FNOL and Intake 

Conversational AI agents capture, validate and structure claim reports 24/7, across voice, text, photo and video, in any language. Incomplete submissions are followed up automatically until all required data is collected.

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Assessment and Checks 

Assessor agents apply your policy rules and benefit schedules, verify coverage, score the claim and surface fraud, waste and abuse indicators, with a structured evidence chain citing every rule triggered and every source document referenced. 

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Closed-Loop Improvement 

Human reviewer decisions (approvals, modifications and overrides) feed back into agent rule sets and scoring models through a continuous improvement cycle. The system improves with every claim handled.

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Document Processing 

IDP agents extract, classify and validate claims documents (medical reports, invoices, police reports, discharge summaries) with up to 99% accuracy and per-field confidence scoring. Code mapping, for example ICD-10 and cause-of-loss codes, is automated.

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Adjudication and Routing 

Structured assessment outputs route cases to automated approval, referral queue or human review based on configurable risk thresholds, with full routing justification logged for audit.

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Configured to Your Rules and Requirements. Ready from Day One. 

Rule Import and Management

Import existing claims guidelines, coverage matrices and decision rules from PDF, Excel or unstructured sources. Add rules in natural language.

Rule Import and Management

Import existing claims guidelines, coverage matrices and decision rules from PDF, Excel or unstructured sources. Add rules in natural language.

No-Code Builder

Claims and operations teams configure intake journeys, document extraction logics, and escalation logic without engineering involvement.

No-Code Builder

Claims and operations teams configure intake journeys, document extraction logics, and escalation logic without engineering involvement.

Knowledge Grounding

Ground agents in your claims manuals, standard operating procedures, and precedent libraries through managed knowledge bases.

Knowledge Grounding

Up to 2–3% improvement in margins through proactive FWA detection.

Reasoning and Risk Scoring

Depth of reasoning and risk scoring mechanisms can be tailored by business teams for each use case and tailored to your own standards.

Reasoning and Risk Scoring

Depth of reasoning and risk scoring mechanisms can be tailored by business teams for each use case and tailored to your own standards.

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Deploy Across Business Lines and Claim Types.

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Deploy from Underwriting to Claims

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Deploy Across Business Lines and Claim Types.

Abstract gradient background featuring soft hues of blue and white, creating a calm and serene atmosphere.

Deploy Across Business Lines and Claim Types.

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Built for Regulated Claims Environments

Full Audit Trail 

Every agent action, rule triggered, document extracted, decision made and routing applied is logged end-to-end, for compliance, reporting and dispute resolution.

Human-in-the-Loop 

Configurable escalation thresholds ensure human authority is retained for complex, sensitive or high-value cases. Reviewers may approve, modify or override any agent recommendation.

Complete logs of input data, models used, prompts and rules run and outputs produced for every assessment.

Explainable Decisions 

Every assessment output includes an evidence chain with citations back to policy rules, benefit schedules and source documents, supporting fair-treatment obligations and regulatory review.

EU AI Act Ready

Explainable, traceable and human-supervised by design, the agentic claims solutions are checked to deliver the requirements under the EU AI Act and equivalent frameworks before deployment.

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Flexible to Fit in Your Architecture

Flexible to Fit
in Your Architecture

Flexible to Fit in Your Architecture

Peak3's AI agents can be deployed on top of your existing claims system or used pre-integrated with Graphene. They work with any LLM and can be hosted on any major cloud service, with data-residency controls to meet sovereign AI requirements.

Peak3's AI agents can be deployed on top of your existing claims system or used pre-integrated with Graphene. They work with any LLM and can be hosted on any major cloud service, with data-residency controls to meet sovereign AI requirements.

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Ready for End-to-End Agentic Claims Operations? 

Peak3 is not affiliated, associated, authorised, endorsed by, or in any way connected with Peak Reinsurance Company Limited.

Copyright © 2026 Peak3. All rights reserved.

Peak3 is not affiliated, associated, authorised, endorsed by, or in any way connected with Peak Reinsurance Company Limited.

Copyright © 2026 Peak3. All rights reserved.

Peak3 is not affiliated, associated, authorised, endorsed by, or in any way connected with Peak Reinsurance Company Limited.

Copyright © 2026 Peak3. All rights reserved.

Peak3 is not affiliated, associated, authorised, endorsed by, or in any way connected with Peak Reinsurance Company Limited.

Copyright © 2026 Peak3. All rights reserved.