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Agentic AI

Agentic Medical Underwriting

Agentic Medical Underwriting

Improve risk selection and accelerate medical underwriting from in-depth medical records analysis to decisioning on loadings and exclusions, all matching your underwriting guidelines.

What is Agentic Medical Underwriting?

A multi-agent system that transforms medical records into structured underwriting insights by analyzing questionnaires, lab results, diagnoses, and clinical notes. AI agents build clinical timelines, assess risk, and recommend decisions for human expert review.

The result is faster, more consistent, and more accurate underwriting.

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Faster Decisions. Fewer Errors. Consistent Judgement.

Efficiency Boost

Reduce manual review by up to 60%, giving underwriters more time to decide.

Efficiency Boost

Reduce manual review by up to 60%, giving underwriters more time to decide.

Actionable Intelligence

Turn fragmented data into clear, decision-ready summaries.

Consistent Standards

Apply the same guideline logic to every case for consistent decisions.

Consistent Standards

Apply the same guideline logic to every case for consistent decisions.

Full Traceability

Connect every figure, flag, and conclusion to its source page with full audit logs.

From Fragmented Workflows to One Intelligent System

Intelligent Document Processing

Classifies, segments, and extracts data straight from raw medical records with confidence scoring on every field. Low-confidence extractions are flagged, not guessed

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Guideline Matching & Decisioning

Matches each condition against your underwriting manuals with recommended decisions per product line. Applied the same way, every time.

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Full Source Traceability

References every number and insight to the exact document page it came from. Systematically logs every change made and decision taken.

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Medical Summarisation

Lays out the clinical history in minutes, not hours with a narrative summary, data-issue table, plus a full timeline from initial diagnosis to the latest medical check-up.

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Risk Stacking & Coverage Gap Detection

Goes beyond single-condition review to analyse how conditions compound, and flags where your guidelines may not cover (or may underestimate) the combined risk.

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Start Free. No Commitment. No Integration.

Run 10 underwriting cases through Peak3’s Agentic Medical Underwriting platform at no cost, with no integration required, to evaluate performance before committing.

Start Free. No Commitment. No Integration.

Run 10 underwriting cases through Peak3’s Agentic Medical Underwriting platform at no cost, with no integration required, to evaluate performance before committing.

Start Free. No Commitment. No Integration.

Run 10 underwriting cases through Peak3’s Agentic Medical Underwriting platform at no cost, with no integration required, to evaluate performance before committing.

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Drops Into Your Existing Underwriting Workstation

Drops Into Your Existing Underwriting Workstation

Agentic Medical Underwriting sits inside your current system as a lightweight plugin. No new login, no separate tool to learn.

Embed Risk Intelligence Early

Provide customers and distributors with real-time pre-underwriting indications to identify suitable products and bring greater transparency to the insurance purchase and advice journey.

Identify insurable substandard risks early

Guide distributors to the right product recommendations

Reduce unnecessary declines and referrals

Embed Risk Intelligence Early

Provide customers and distributors with real-time pre-underwriting indications to identify suitable products and bring greater transparency to the insurance purchase and advice journey.

Identify insurable substandard risks early

Guide distributors to the right product recommendations

Reduce unnecessary declines and referrals

Embed Risk Intelligence Early

Provide customers and distributors with real-time pre-underwriting indications to identify suitable products and bring greater transparency to the insurance purchase and advice journey.

Identify insurable substandard risks early

Guide distributors to the right product recommendations

Reduce unnecessary declines and referrals

Embed Risk Intelligence Early

Provide customers and distributors with real-time pre-underwriting indications to identify suitable products and bring greater transparency to the insurance purchase and advice journey.

Identify insurable substandard risks early

Guide distributors to the right product recommendations

Reduce unnecessary declines and referrals

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Built for Regulated Claims Environments

Full Explainability

Every insight is traceable to its original source and every decision process logged.

Human-in-the-Loop

AI agents prepare the case; human underwriters review, edit, and make the final decision.

Impact Analysis

Every change automatically updates the analysis and highlights what changed.

Tailored to Your Guidelines

Recommendations are matched to your underwriting rules and risk appetite.

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Explore More AI Agents

Explore More AI Agents

Unlock the power of multi-agent operations for holistic, integrated workflows.

Contact Peak3

Ready to Save Hours on Every Medical Case?

Peak3 is not affiliated, associated, authorised, endorsed by, or in any way connected with Peak Reinsurance Company Limited or any of its subsidiaries.

Copyright © 2026 Peak3. All rights reserved.

Peak3 is not affiliated, associated, authorised, endorsed by, or in any way connected with Peak Reinsurance Company Limited or any of its subsidiaries.

Copyright © 2026 Peak3. All rights reserved.

Peak3 is not affiliated, associated, authorised, endorsed by, or in any way connected with Peak Reinsurance Company Limited or any of its subsidiaries.

Copyright © 2026 Peak3. All rights reserved.

Peak3 is not affiliated, associated, authorised, endorsed by, or in any way connected with Peak Reinsurance Company Limited or any of its subsidiaries.

Copyright © 2026 Peak3. All rights reserved.