Abstract image with light blue and green hues blending, creating a soft and calming visual effect.

UNIQA Embarks on Multi-Country Modernisation with Peak3

About Company

UNIQA Group is one of the leading insurance companies for private and corporate customers in its core markets in Central and Eastern Europe with operations in 14 countries and more than 17 million customers.

Region

EMEA

Industry

P&C Insurance

Solution Used

Graphene

The Requirements

Flexible Core Platform for Ambitious Multi-Country Modernisation

UNIQA took the ambitious decision to harmonize six adjacent countries in Southeast Europe into one cohesive region. One core requirement was to find a future-proof core platform that, amongst others, featured:

  • Support for both current product portfolios and future innovative propositions across product lines and distribution channels.

  • Multi-layered product logic enabling the creation of regionally harmonized products that can be locally rolled out.

  • Configurable workflows to deliver high straight-through processing and seamless customer experiences.

  • Multi-tenant and cloud-native architecture to create efficient centralised deployments.

The Solution

Graphene's Multi-Country Core Platform for Harmonised Insurance Operations

UNIQA is successfully implementing Peak3's Graphene core platform across the six-country region in Southeast Europe. Jointly, UNIQA and Peak3 are harmonizing products, journeys and processes to build the foundation of a regionally scalable business, starting with motor insurance (comprehensive, third-party liability, fleet) and travel insurance.

Graphene is deployed on cloud as a single-instance with separate tenants for each country to ensure data segregation, while high-availability configuration with an active-passive disaster recovery set-up, ensuring highest uptime.

The Impact

Harmonised Products and Workflows Across the Region

90% to 100% Harmonization Rates for Key Products

Leading cross-country harmonization rates of (close to) 100% for motor hull across product design, and sales and aftersales processes.

Up to 50% Faster Go-To-Market per Country

Significantly faster rollouts to subsequent countries for harmonized products thanks to reusability.

Efficiency through Team Centralization

Establishment of center of excellence to increase efficiency and quality of support and maintenance across countries.

Up to 70% Reduction in Cloud Infrastructure Needs

Significant reduction in infrastructure fees and greenhouse gas emissions by sharing compute and storage across countries.



A soft gradient of light blue and green creates a serene, abstract background with mountain-like shapes.

Unlocking Synergies Across Countries through Harmonized Technology and Operations

Graphene is the Core to Power Your Agentic AI Future

Explore what it takes to harmonize and modernize insurance operations and technology across borders based on real-life experiences.

Explore what it takes to harmonize and modernize insurance operations and technology across borders based on real-life experiences.

Cover of a report titled "Graphene Is the Core to Power Your Agentic AI Future" on a blue background.
A stack of papers with a blue cover titled "Consejos para Poner Tu Agenda al Fantas."

Related Case Studies

Related Case Studies

Case Study

Klook Embeds Protection into its Experience and Travel Ecosystem

Digital Services

Digital Services

Case Study

Lazada Embeds Insurance into its eCommerce Platform

Digital Services

Digital Services

Case Study

Grab Scales Embedded Insurance Across Hundreds of Millions of Transactions

Digital Services

Digital Services

A soft, light blue background with a subtle gradient effect.

Scale Your Insurance Business with Peak3

Explore how to streamline operations, launch faster, and deliver better customer experiences with Peak3.

Peak3 is not affiliated, associated, authorized, endorsed by, or in any way connected with Peak Reinsurance Company Limited.

Copyright © 2026 Peak3. All rights reserved.

Peak3 is not affiliated, associated, authorized, endorsed by, or in any way connected with Peak Reinsurance Company Limited.

Copyright © 2026 Peak3. All rights reserved.

Peak3 is not affiliated, associated, authorized, endorsed by, or in any way connected with Peak Reinsurance Company Limited.

Copyright © 2026 Peak3. All rights reserved.

Peak3 is not affiliated, associated, authorized, endorsed by, or in any way connected with Peak Reinsurance Company Limited.

Copyright © 2026 Peak3. All rights reserved.